:root{--navy:#00224C;--navy-deep:#001635;--navy-soft:#123566;--gold:#C89426;--gold-lt:#E5BC5E;--paper:#EEF1F5;--paper-warm:#F7F9FB;--slate:#55637A;--line:#D5DCE6;--white:#FFFFFF;--display:'Archivo','Segoe UI',sans-serif;--body:'IBM Plex Sans','Segoe UI',sans-serif;--mono:'IBM Plex Mono','Courier New',monospace;--wrap:1180px;--gutter:24px;--radius:4px;--header-h:76px}*,*::before,*::after{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:calc(var(--header-h) + 20px)}body{margin:0;font-family:var(--body);font-size:17px;line-height:1.65;color:var(--navy);background:var(--paper);-webkit-font-smoothing:antialiased}img{max-width:100%;display:block}a{color:var(--navy)}h1,h2,h3,h4{font-family:var(--display);font-weight:700;line-height:1.12;letter-spacing:-0.02em;margin:0 0 0.5em}h1{font-size:clamp(2rem,4.4vw,3.15rem);font-stretch:112%}h2{font-size:clamp(1.6rem,3.4vw,2.4rem);font-stretch:108%}h3{font-size:1.18rem;letter-spacing:-0.01em}p{margin:0 0 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a{font-size:0.94rem;font-weight:500;text-decoration:none;color:var(--navy);padding:9px 13px;border-radius:var(--radius);transition:background .16s ease}.nav a:hover{background:var(--paper)}.nav a[aria-current="page"]{color:var(--gold);font-weight:600;box-shadow:inset 0 -2px 0 var(--gold);border-radius:0}.nav .btn{margin-left:10px;padding:10px 18px}.nav-toggle{display:none;position:relative;background:none;border:1.5px solid var(--line);border-radius:var(--radius);width:44px;height:42px;cursor:pointer;padding:0;align-items:center;justify-content:center}.nav-toggle span,.nav-toggle span::before,.nav-toggle span::after{display:block;width:20px;height:2px;background:var(--navy);transition:transform .2s ease,opacity .2s ease}.nav-toggle span::before,.nav-toggle span::after{content:'';position:absolute}.nav-toggle span::before{transform:translateY(-6px)}.nav-toggle span::after{transform:translateY(6px)}.nav-toggle[aria-expanded="true"] span{background:transparent}.nav-toggle[aria-expanded="true"] span::before{transform:rotate(45deg)}.nav-toggle[aria-expanded="true"] span::after{transform:rotate(-45deg)}.depth-rail{position:fixed;transition:opacity .35s ease,visibility .35s ease;left:26px;top:50%;transform:translateY(-50%);z-index:50;display:none;font-family:var(--mono);pointer-events:none}.depth-rail::before{content:'';position:absolute;left:5px;top:-70px;bottom:-70px;width:1px;background:linear-gradient(to bottom,transparent,var(--line) 15%,var(--line) 85%,transparent)}.depth-step{position:relative;padding-left:22px;margin:20px 0;font-size:0.68rem;letter-spacing:0.06em;color:#8494AB;transition:color .3s ease}.depth-step::before{content:'';position:absolute;left:0;top:8px;width:11px;height:1px;background:var(--line);transition:width .3s ease,background .3s ease}.depth-step .m{display:block;font-size:0.62rem;opacity:.7}.depth-step.is-active{color:var(--gold)}.depth-step.is-active::before{width:18px;background:var(--gold)}@media (min-width:1400px){.depth-rail{display:block}}.hero{position:relative;background:var(--navy-deep);color:var(--white);overflow:hidden}.hero::after{content:'';position:absolute;inset:0;background:radial-gradient(900px 420px at 78% 8%,rgba(200,148,38,.16),transparent 62%);pointer-events:none}.hero-grid{position:relative;z-index:2;display:grid;grid-template-columns:1.06fr 0.94fr;gap:56px;align-items:center;padding:84px 0 76px}.hero h1{color:var(--white);margin-bottom:22px}.hero h1 .accent{color:var(--gold)}.hero p.lead{color:#BCC8DA}.hero-actions{display:flex;flex-wrap:wrap;gap:12px;margin-top:30px}.hero-figure{position:relative}.hero-figure svg{width:100%;height:auto}.credentials{position:relative;z-index:2;border-top:1px solid rgba(255,255,255,.13);display:grid;grid-template-columns:repeat(4,1fr)}.credentials div{padding:20px 22px 22px 0;border-right:1px solid rgba(255,255,255,.13)}.credentials div:last-child{border-right:0}.credentials dt{font-family:var(--mono);font-size:0.66rem;letter-spacing:0.14em;text-transform:uppercase;color:var(--gold);margin-bottom:6px}.credentials dd{margin:0;font-size:0.92rem;color:#D3DBE7;line-height:1.45}.section{padding:88px 0}.section--tight{padding:64px 0}.section--white{background:var(--white)}.section--paper{background:var(--paper)}.section--navy{background:var(--navy);color:var(--white)}.section--navy h2,.section--navy h3{color:var(--white)}.section--navy .lead{color:#B9C6D9}.section-head{max-width:66ch;margin-bottom:46px}.section-head--center{margin-inline:auto;text-align:center}.section-head--center .eyebrow{justify-content:center}.cards{display:grid;grid-template-columns:repeat(auto-fit,minmax(288px,1fr));gap:20px}.card{background:var(--white);border:1px solid var(--line);border-radius:var(--radius);padding:30px 26px 28px;transition:border-color .2s ease,transform .2s 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(max-width:980px){.article-layout{grid-template-columns:1fr;gap:34px}.toc{position:static;border-left:0;border-top:2px solid var(--line);padding-left:0;padding-top:20px}.prose{max-width:none}}@media (max-width:760px){.article-cta{padding:26px 22px}.prose h2{margin-top:36px}}.hero-figure-article{margin:0 0 44px;border-radius:var(--radius);overflow:hidden;border:1px solid var(--line);line-height:0}.hero-figure-article img{width:100%;height:auto}.figure{margin:34px 0;border:1px solid var(--line);border-radius:var(--radius);overflow:hidden;background:var(--white)}.figure img{width:100%;height:auto;display:block}.figure figcaption{font-family:var(--mono);font-size:0.76rem;line-height:1.5;color:var(--slate);padding:13px 18px;border-top:1px solid var(--line);background:var(--paper-warm)}.figure figcaption b{color:var(--navy);font-weight:600}.post-list{grid-template-columns:repeat(auto-fit,minmax(330px,1fr))}.post-card{padding:0;overflow:hidden;display:flex;flex-direction:column}.post-card .thumb{line-height:0;border-bottom:1px solid var(--line);height:168px;overflow:hidden;background:var(--navy-deep)}.post-card .thumb img{width:100%;height:100%;object-fit:cover;display:block}.post-card .body{padding:22px 24px 26px;display:block}.post-card h2{font-size:1.1rem}@media (max-width:760px){.hero-figure-article{margin-bottom:30px}.figure{margin:26px 0}.post-card .thumb{height:148px}}.section--lg{padding:118px 0}.section--xl{padding:140px 0}.hero-full{display:grid;grid-template-columns:1.02fr 0.98fr;align-items:center;gap:64px;position:relative;z-index:2}.hero-copy{padding:112px 56px 108px calc(max(24px,(100vw - var(--wrap)) / 2 + 24px));max-width:700px}.hero-copy h1{font-size:clamp(2.2rem,4.2vw,3.4rem);line-height:1.07;letter-spacing:-0.028em;margin-bottom:26px;overflow-wrap:break-word;hyphens:auto}.hero-copy .lead{font-size:1.16rem;max-width:46ch}.hero-visual{line-height:0}.hero-visual img{width:100%;height:auto;border-radius:5px 0 0 5px;border:1px solid #1B3D66;border-right:0}.statement{font-family:var(--display);font-weight:400;font-size:clamp(1.35rem,2.5vw,1.95rem);line-height:1.42;letter-spacing:-0.015em;color:var(--navy);max-width:30ch;margin:0}.statement b{font-weight:700}.statement-grid{display:grid;grid-template-columns:1.15fr 0.85fr;gap:72px;align-items:start}.statement-side p{color:var(--slate);font-size:1rem}.statement-side p:last-child{margin-bottom:0}.cap-list{border-top:1px solid var(--line)}.cap-row{display:grid;grid-template-columns:68px 1.05fr 1.25fr;gap:40px;padding:38px 0;border-bottom:1px solid var(--line);align-items:start;transition:background .2s ease}.cap-row:hover{background:rgba(255,255,255,.55)}.cap-num{font-family:var(--mono);font-size:0.76rem;letter-spacing:0.1em;color:var(--gold);padding-top:6px}.cap-row h3{font-size:1.32rem;margin:0;letter-spacing:-0.015em}.cap-row p{color:var(--slate);margin:0 0 14px;font-size:0.98rem}.cap-meta{font-family:var(--mono);font-size:0.74rem;letter-spacing:0.07em;color:var(--slate);display:flex;flex-wrap:wrap;gap:8px 18px;margin:0}.cap-meta span{white-space:nowrap}.cap-meta span::before{content:'— ';color:var(--gold)}.sector-cols{display:grid;grid-template-columns:repeat(3,1fr);gap:0 48px;border-top:1px solid var(--line)}.sector-cols div{border-bottom:1px solid var(--line)}.sector-cols p{margin:0;padding:17px 0;font-size:0.98rem;color:var(--navy)}.insight-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}.insight-card{display:flex;flex-direction:column;background:var(--white);border:1px solid var(--line);border-radius:var(--radius);overflow:hidden;text-decoration:none;transition:border-color .2s ease,transform .2s ease,box-shadow .2s ease}.insight-card:hover{border-color:var(--gold);transform:translateY(-3px);box-shadow:0 14px 34px -20px rgba(0,34,76,.45)}.insight-card .thumb{height:132px;overflow:hidden;background:var(--navy-deep);line-height:0}.insight-card .thumb img{width:100%;height:100%;object-fit:cover}.insight-card .body{padding:20px 22px 24px}.insight-card .tag{font-family:var(--mono);font-size:0.64rem;letter-spacing:0.13em;text-transform:uppercase;color:var(--gold);display:block;margin-bottom:9px}.insight-card h3{font-size:1.02rem;color:var(--navy);margin-bottom:7px;line-height:1.32}.insight-card p{font-size:0.9rem;color:var(--slate);margin:0}.section-head-row{display:flex;justify-content:space-between;align-items:flex-end;gap:30px;margin-bottom:42px;flex-wrap:wrap}.section-head-row .section-head{margin-bottom:0}.trust-band{display:grid;grid-template-columns:repeat(4,1fr);gap:0;border-top:1px solid rgba(255,255,255,.14);border-bottom:1px solid rgba(255,255,255,.14)}.trust-band div{padding:30px 26px 32px 0;border-right:1px solid rgba(255,255,255,.14)}.trust-band div:last-child{border-right:0}.trust-band dt{font-family:var(--mono);font-size:0.65rem;letter-spacing:0.15em;text-transform:uppercase;color:var(--gold);margin-bottom:9px}.trust-band dd{margin:0;font-size:1.02rem;color:#DCE5F1;line-height:1.4}@media (max-width:1080px){.hero-full{grid-template-columns:1fr;gap:0}.hero-copy{padding:72px var(--gutter) 44px;max-width:none}.hero-copy h1{hyphens:manual}.hero-visual{padding:0 var(--gutter) 72px}.hero-visual img{border-radius:5px;border-right:1px solid #1B3D66}.statement-grid{grid-template-columns:1fr;gap:34px}.statement{max-width:38ch}.insight-grid{grid-template-columns:1fr 1fr}.sector-cols{grid-template-columns:1fr 1fr;gap:0 34px}}@media (max-width:760px){.section--lg,.section--xl{padding:68px 0}.cap-row{grid-template-columns:1fr;gap:10px;padding:28px 0}.cap-num{padding-top:0}.insight-grid{grid-template-columns:1fr}.sector-cols{grid-template-columns:1fr}.trust-band{grid-template-columns:1fr 1fr}.trust-band div{padding:20px 18px 22px 0}.trust-band div:nth-child(2){border-right:0}.trust-band div:nth-child(1),.trust-band div:nth-child(2){border-bottom:1px solid rgba(255,255,255,.14)}}.depth-rail.is-hidden{opacity:0;visibility:hidden}